Prosper Daily - Money Tracking, Free Credit Score App Reviews

Well I like the idea but ease of use and functionality are a bit hard to find in this app.

The app is so great. The best financial app.

Need updates for credit cards remainders. Notifications and settings are too complicated. Need update for billing due date remainders.

I really like the app. I just wish it could notify me as soon as the card is used like Apple Pay.

Ease to use and never faced any problem since last 2 yrs of use..

BillGuard was once a great app, and deserved its spot on the "Essentials" list—but the app has become buggy and unreliable with recent releases. The app incorrectly reports that Im paying interest on credit cards that are fully paid off, the apps badge is consistently off by one (it reports seven unreviewed transactions when there are six, and one when there are none), has intermittent and unexplained problems accessing one of my accounts, and the app insists on spamming me with "credit card optimizer" messages that cant be turned off or opted out of. The functionality is still there underneath all the bugs, but I cant really recommend the app.

This is a must have app. I track all me spending.

The next day I tried to open the app and now all it does is tell me that my wifi isnt connected. Not true. My wifi is on full bars and I have LTE. I have an iphone 6.

This might be the best app on my phone. I no longer have to go through the tedious exercise of finding every statement and reviewing every transaction. This app makes it easy...dare I say "fun." I feel so much more secure. I would pay for this if they decided to start charging.

I LOVE THIS BILLGUARD APP!! I have been using this app for a little more than two (2) years & have NEVER HAD A SINGLE PROBLEM W/IT!!! No, it has been quite the opposite!! EVERY TIME THEY BUY OR COMBINE W/ANOTHER APP IT MAKES THE BILLGUARD APP JUST THAT MUCH BETTER!!! FOR A VERY FAIR, & MINIMAL ANNUAL FEE, YOU CAN HAVE AN APP THAT RIVALS "LifeLock" @ a fraction of the cost & this app OFFERS & DOES INFINITELY MORE!!! THANKS TO THE BILLGUARD TEAM FOR WORKING SO HARD TO KEEP EVERYTHING WORKING, & RUNNING, SMOOTHLY!!!! New review (02-29-16) I had a problem w/one of my bank accts, both checking & savings, which John S. worked EXTREMELY HARD to get it fixed!! THANKS JOHN S. He led me into the areas that could be affecting my situation & through the process of elimination we found the problem & corrected it!! I canNOT SAY ENOUGH ABOUT THE CUSTOMER SERVICE & the APP ITSELF!! I can say that I had NO ISSUES W/THE NEW UPDATE & the APP works FLAWLESSLY, as it has since day one!!! GR8 APP!! I WOULD HIGHLY RECOMMEND this APP to ANYONE WHO WANTS TO KEEP UP TO DATE ON THEIR FINANCIAL SITUATION. I wish that we could cancel the card # of a lost card but John assures me that they are working on doing that!!! FIVE (5) STARS AGAIN!! THANK YOU JOHN S. & BILLGUARD!!! New Review: 05-02-16 I have to admit that I had my doubts about Prosper Daily taking over the BillGuard app. But, they have made it even better!! As I have said in my recent reviews you get a LOT FOR THE PRICE!! MORE THAN LIFELOCK, & all THREE (3) of the credit reporting agencies TOGETHER!! They are ALL USING DIFFERENT VANTAGE MODELS TO GET YOUR FICO SCORE & THEY ARE BASICALLY WORTHLESS!!! Do NOT SPEND YOUR HARD EARNED $$$$ on ANYTHING ELSE BUT THIS APP!!! FANTASTIC JOB PROSPER DAILY!! Keep up the GOOD WORK!! For those having problems w/connecting this app w/your accounts (I had the same problem when it was BillGuard) just change your PASSWORDS TO NOT INCLUDE SYMBOLS SUCH AS: @, &, etc. Just use ONLY LETTERS & NUMBERS then it will CONNECT W/OUT ANY OTHER PROBLEMS!! As for the gentleman who was disappointed with the amount of info that is shown, CONTACT PROSPER DAILYS CUSTOMER SERVICE (or HELP DESK) & THEY WILL GET IT RIGHT JUST FOR YOU!! I also had your concern. But one e-mail later, & even a phone call, I had MY APP EXACTLY LIKE I WANTED!!! I hope this helps both of the people having problems with the app because since I did just these few things I now have MY APP THE WAY I WANT IT!!!

Simply the best

Prosper daily has changed the way I look at spending. I enjoy checking my expenses so much that I for the first time have left a review for an app! I am totally digging the export expenses feature of the app most over everything! Overall, its an app that will change you life if utilized correctly.

Is very nice having all your expenses in one place and being able to visualize the mistakes made month to month....

Downloaded the app and put in my Credit Card and Debit card. Within 4 hours I had fraudulent activity on both accounts. I havent used my debit card in 2 months so its very clear that this was due to adding the cards to the app. So be very careful when using this app

i couldn’t be happier with the simplicity and functionality of this app. ONE THING: please drop the inspirational Joel Osteen quote. Advice from a man who has used religion and deceit to create his wealth should have no place in this application.

This app is great for quickly checking multiple bank balances. It also provides security by alerting me of repeat transactions and other suspicious activity.

Apparently I have had this app before because the little cloud showed up. I was in the process of looking for a app like this that will budget me along with my extremely detailed Excel finances sheet. I have tried Mint, and was long to load, it worked fine but I was able to manage more with my Excel sheet. I figure I download this again. As it turns out. I had a card that was added already, it saved my data when I logged in. It has a tab that flagged duplicate charges. From parking meters to airplane tickets and everything in between. As in everything, turns out there was a disputed duplicate charge that never got resolved with my Amex. And it flagged it. I was able to talk to Amex which for once, since 2007 had not been helpful as before. But I talked to chipotle about the duplicate charge, not twice but THREE times! They wanted a receipt but I showed them my Amex statement and got a $50 refund from being charged two extra times. Good on chipotle and good on amex in guiding me. But very good on this app to catch that. After that resolution. I added the rest of my accounts. Found no other issues. Im usually very consistent in checking finances. This app does allow me to track spending by the month in graphs, and a lot of details. There are more features I would like, but it is after all free. Or in my case, I get paid $50 to download this app. Forget two thumbs up, try $50 worth of thumbs up.

Prosper Daily shows you where you spend all your money and sorts it out for you. It also compares it to previous months! Probably the most essential app on my phone.

BillGuard is a great app that helps me to keep track of what I am spending, and where. I love the analysis function that shows the spent funds by category, and compares them to the previous month. I also like that charges can be disputed through BillGuard. This is overall just an immensely helpful app, and it does what it is supposed to in a very easy way. Nothing too complex or confusing. A print option for the charges by category would be even better... Still, I highly recommend this app.

Solid tracker on spending, had it a week and already caught charges that were questionable, cant set a budget however, itd be great if it could tell me how much I have left to spend weekly or monthly to help manage my budget